Michelle Young — Senior Mortgage Advisor
Get the Right Mortgage in Canada
in Minutes.
I search over 30 banks and lenders on your behalf, helping Canadians across 9 provinces find the right mortgage at the right rate — with no cost to you.
Pre-Approval, Approval, Refinance or Switch
We negotiate with these lenders so that you don't have to
Negotiating with 30+ lenders on your behalf
See How It Works
Get the best mortgage in Canada in minutes
We shop over 30 banks and lenders to find you the lowest rate and best terms, saving our borrowers over $10,000 on average.
3 Easy Steps
How we save Canadians thousands on their mortgage
Step 1
Apply online in only 5 minutes.
With a few simple questions, I build your unique profile and match you with the best options available. Saving you time and money, with honest advice every step of the way.
Step 2
We get you the best mortgage.
I source the best rates and features across 30+ lenders, tailoring your mortgage to your specific needs and saving you thousands. You always receive clear, unbiased options.
Step 3
Get approved with human support.
From approval to close, I work to save you money. You get a dedicated mortgage advisor guiding you at every step, providing clear and transparent advice exactly how and when you need it.
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Join thousands of Canadians who have already secured
smarter mortgages through our network, totaling over
Why Work With Michelle
A smarter way to get your mortgage.
The best rates & features at your fingertips
I search the market for you, comparing over 30 banks and lenders to find options with the best rates and features tailored to your situation -- saving you thousands. Always at no cost to you.
Find your best rate todayLooking to save big on your mortgage?
We've got you covered! Our team scours 30+ banks and lenders to find you the best rates and features.
- Apply online, anytime, anyplace
- Honest, unbiased and jargon-free
- The best options from 30+ banks and lenders
- Multiple tailored mortgage options
- Always free and transparent
Going Direct to a Bank
- In-branch appointments during business hours
- Complex language and limited product range
- Only 1-3 lender options considered
- A single mortgage option presented
- Potential hidden fees and added costs
Mortgage Solutions
Whatever your mortgage needs
Every situation is different. I provide tailored guidance for each type of mortgage need.
New Purchase
Structured mortgage solutions for your next home -- handled efficiently and professionally.
Learn moreFirst-Time Home Buyer
Pre-approval or full approval guidance so you can move forward with confidence.
Learn moreRefinance or Switch
Looking to access equity or improve your mortgage structure? I'll help you evaluate the right options.
Learn moreSelf-Employed
Flexible mortgage solutions designed for business owners, contractors, and non-traditional income.
Learn moreClient Stories
What clients are saying
"Michelle made the entire process seamless. She found us a rate that saved us over $15,000 compared to what our bank was offering. Incredible service!"
Patrick H.
Toronto, ON
"As a first-time buyer, I was overwhelmed. Michelle broke everything down clearly and found me options I didn't even know existed. Highly recommend."
Stephanie R.
Vancouver, BC
"Self-employed and thought getting a mortgage would be impossible. Michelle connected me with the right lender and I was approved within a week."
Mohammad A.
Calgary, AB
FAQ
Get answers to your questions
Whether you're buying your first home or restructuring your mortgage, you deserve clarity.
Michelle Young
Senior Mortgage Advisor
Ready to Start?
Get your mortgage strategy today.
My role isn't just to present options -- it's to ensure you understand them and choose what's right for you. Let's start with a free, no-obligation consultation.
Free consultation. 5 minutes. No credit check required.
Ready to buy or refinance a home? We work to help all homeowners and new buyers get their best mortgage — faster, cheaper and easier.
Let's get started